Page 63 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR BUSINESS PERFORMANCE

RETAIL INVESTMENT
The Bank’s Retail Investment Department (RID) brings a unique approach to wealth management, not only from the
standpoint of Islamic, but also from the perspective of inclusivity and sustainability returns. RID aspires to be the
Premier Islamic Wealth Management Lifetime Solutions Provider, providing customers with guidance throughout their
life journey. Through its “one stop” solution advisory services, it offers a comprehensive suite of wealth management
products and services encompassing both worldly and spiritual return.

RID demonstrated its ability to generate significant fee-based income for the Bank, realising RM43.8 million primarily
through Credit Takaful and Investment domains. This achievement highlights RID’s growing contribution to the Bank’s overall
financial performance.

Wealth Wealth Wealth Wealth Wealth
Creation Protection Distribution Accumulation Purification

Gold (*QM) Family Takaful (*STMB) Estate Planning (*AST) Gold (*QM) • EZ-Zakat Gold-i
• MG-i Physical • M-Zahra IncomeTakaful • Wasiat • MG-i Physical • Wakaf Tunai
• MG-i Account • M-Zahra Income Plus • Harta Sepencarian • MG-i Account • Jariah Fund
• EZ Gold Takaful • Tabung Amanah • EZ Gold
• M-Zahra Flexi Takaful • Estate Administration
UNIT TRUST (UT) - Hibah • Wakaf UNIT TRUST (UT)
(*iFAST/AmInvest/PNB/ - Income (*iFAST/AmInvest/PNB/
Phillip Capital) - Education Estate Planning (*ARB) Phillip Capital)
• UT Cash - Medical • Wasiat • UT Cash
• UT EPF - Retirement • Estate Administration • UT EPF
• Private Retirement • M-Zahra Invest Prime • Private Retirement
Scheme (PRS) Takaful Estate Planning (*MAAB) Scheme (PRS)
• Muamalat Mutual-i • Wasiat • Muamalat Mutual-i
Power Combo (MMI) Digital Takaful Products • Estate Administration Power Combo (MMI)
• Private Managed • Takaful MyClick Term Estate Planning • Private Managed
Account iFAST ESG • Takaful MyClick (*Awaris) Account iFAST ESG
Focus Portfolio Medicarei • Wasiat Focus Portfolio
• Estate Administration
General Takaful (*STMB)
• M-Zahra Motor Takaful Non Financial Product
• M-Zahra PA Care • M-Jannah – Pengurusan
Takaful Jenazah (*Bumijez)
• M-Zahra Home Content
Takaful

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