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66     BANK MUAMALAT MALAYSIA BERHAD
                                                   ABOUT US       OUR LEADERSHIP    OUR STRATEGY    OUR PERFORMANCE

          TRANSACTION

          BANKING









                                                  A holistic suite of Transaction Banking services in one single platform

                                                  With new age technological capabilities, our bank offers Cash Management and
                                                  Trade Finance platform for complete Payable & Receivable solution, advanced
                                                  Liquidity  Management,  and  digitised  Trade  Finance  processing  on  front  end
             Revenue                              platform offering 4-in-1 services with a single sign on.
             RM45 million

                                                                           •  Robotic Process Automation
                                                                           •  Optical Character
                                                                            Recognition (OCR)
                                                                           •  Intelligent Character
                                                                            Recognition (ICR)
             Contribution to
             Bank's Total Funding
             41.1%                                                         Digital Onboarding


                                                   • Robo Advisory            Integrated            • Soft Token
             As part of Bank                       •  Machine                Transaction            •  Facial
                                                    Learning           Chatbot               Security System  Recognition
             Muamalat’s RISE26+                                                Banking
                                                   •  Artificial               Platform             •  Biometric
             strategy,  Transaction                 Intelligence                                      Engine
             and Digital Banking                                           Digital Document

             Division was formed                                          Management System
             in September 2021
             to drive the digital
                                                  The  Department  is  structured  to  focus  on  three  business  streams  which  will
             transformation for the               help  the  Bank  to  work  towards  its  goals  and  achieve  its  strategic  aims  and
                                                  objectives.
             Bank. Strategically,
             Digital Banking                      •  Sales  &  Client  Management:  Dynamically  pursuing  new  business
                                                     opportunities  while  managing  existing  customers  from  Corporate  and
             Department provides                     Government  sectors  and  also  SMEs.  It  encompasses  managing  clients'
             digital support across                  needs  from  initial  technical  advise,  client  servicing  during  onboarding,  to
                                                     post-sales support.
             businesses bank-wide
                                                  •  Product & Channel Innovation: Constantly identifying new opportunities and
             while Transaction                       innovating strategic tools for future products plans, together with integrated
             Banking Department                      channels tailored to the product group in driving the Bank's digital agenda.
             drives holistic and                  •  Business Planning: Strategy formulation and implementation for the business
                                                     in supporting the Bank's vision and goals. This includes data analytics which
             comprehensive working
                                                     translates raw information into actionable strategies and initiatives.
             capital solutions
             exclusively for non-retail
             customers.
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