Page 305 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 303
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

effective profit rate % 2.1% 2.1% 3.2% 3.2% 2.5% - 5.3% - - -

Total RM’000 2,933,172 30,417 313,337 3,798,965 105,544 47,820 - 18,112,595 106,767 (103,545) 422,797

Trading books RM’000 - - 99,219 - - 47,820 - - - 147,039 25,767,869

Over Non-profit sensitive 5 years RM’000 RM’000 9,563 - 30 - 214,118 - 523,092 149,137 7 105,537 - - 163,658 106,767 - (103,545) - 422,797 - 1,336,487

months >1-2 years >2-3 years >3-4 years >4-5 years RM’000 754,815 884,747 1,639,562
RM’000 - - - 21,116 - - 1,978,853 490,656 - - - 2,233,527 511,772

RM’000 - - - 522,923 - - 498,947 - - - 1,021,870

- - - - - - - -
fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

RM’000 - - - 1,171,992 - - 327,572 - - - 1,499,564

>3-12 RM’000 - - - 253,432 - - 222,595 - - - 476,027

>1-3 up to months 1 month RM’000 RM’000 - 2,923,609 30,387 - - - 402,458 - - - - - 847,055 12,698,512 - - - - - - 1,279,900 15,622,121

Market risk (cont’d.) Types of market risk (cont’d.) Non-traded market risk (cont’d.) Rate of return risk (cont’d.) Group 2020 assets Cash and short-term funds Cash and placements with financial institutions Financial investment designated at fair value through profit and loss Financial assets at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers: - non-impair

(b) (ii)

46.