Page 309 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 307
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

effective profit rate % 2.1% 2.1% 3.2% 3.2% 2.5% - 5.3% - - -

Total RM’000 2,933,172 30,417 313,337 3,796,498 105,544 47,820 - 18,106,980 106,767 (103,545) 428,369

Trading books RM’000 - - 99,219 - - 47,820 - - - 147,039 25,765,359

Over Non-profit sensitive 5 years RM’000 RM’000 9,563 - 30 - 214,118 - 520,625 149,137 7 105,537 - - 158,043 106,767 - (103,545) - 428,369 - 1,333,977

months >1-2 years >2-3 years >3-4 years >4-5 years RM’000 754,815 884,747 1,639,562
RM’000 - - - 21,116 - - 1,978,853 490,656 - - - 2,233,527 511,772

RM’000 - - - 522,923 - - 498,947 - - - 1,021,870

- - - - - - - -
fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

RM’000 - - - 1,171,992 - - 327,572 - - - 1,499,564

>3-12 RM’000 - - - 253,432 - - 222,595 - - - 476,027

>1-3 up to months 1 month RM’000 RM’000 - 2,923,609 30,387 - - - 402,458 - - - - - 847,055 12,698,512 - - - - - - 1,279,900 15,622,121

Market risk (cont’d.) Types of market risk (cont’d.) Non-traded market risk (cont’d.) Rate of return risk (cont’d.) Bank 2020 assets Cash and short-term funds Cash and placements with financial institutions Financial investments designated at fair value through profit and loss Financial assets at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers: - non-impaired

(b) (ii)

46.