Page 312 - Bank-Muamalat-Annual-Report-2021

310 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

46. fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

(b) Market risk (cont’d.)
Types of market risk (cont’d.)
(ii) Non-traded market risk (cont’d.)

Rate of return risk (cont’d.)
Sensitivity analysis for rate of return risk

The analysis measures the increase or decline in earnings and economic value for upward and downward rate
shocks, which are consistent with shocks applied in the stress test for measuring:

Group Bank
Increase/(decrease) in basis points -50 Basis +50 Basis -50 Basis +50 Basis
Points Points Points Points
rM’000 rM’000 rM’000 rM’000

Impact on earnings:

2021
MYR (22,711) 22,711 (22,657) 22,657
USD 560 (560) 560 (560)
Others* 9 (9) 9 (9)
2020

MYR (21,994) 21,994 (21,937) 21,937
USD 1,851 (1,851) 1,851 (1,851)
Others* 35 (35) 35 (35)
Impact on equity:

2021
MYR 35,896 (35,896) 35,893 (35,893)
USD (66) 66 (66) 66
Others* (2) 2 (2) 2
2020

MYR (30,292) 30,292 (30,284) 30,284
USD 417 (417) 417 (417)
Others* 63 (63) 63 (63)

* Inclusive of AUD, CHF, EUR, GBP, JPY and other currencies.