Page 307 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 305
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

effective profit rate % 1.8% 1.8% 2.8% 2.8% 1.5% - 4.6% - - -

Total RM’000 - 1,142,291 31,184 321,276 - 4,864,264 107,109 5,437 - 20,640,359 172,073 - (150,814) 433,228

Trading books RM’000 - 152,892 - 5,437 - - 158,329 27,566,407

Over Non-profit sensitive 5 years RM’000 RM’000 121,337 - 13 - 168,384 - 113,637 106,894 6 107,103 - - 53,811 172,073 - - (150,814) 433,228 - 911,675

months >1-2 years >2-3 years >3-4 years >4-5 years RM’000 439,268
RM’000 - - - 324,981 - - 178,600 2,317,187 - - - 503,581 2,531,184

RM’000 - - - 156,937 - - 347,867 - - - 504,804

- - - - - - - -
fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

RM’000 - - - 956,783 1,627,813 1,376,496 - - 868,185 - - -

>3-12 RM’000 - - - - - 138,087 - - - 524,962 1,094,870 2,495,998 1,815,764

>1-3 up to months 1 month RM’000 RM’000 - 1,020,954 31,171 - - - 200,723 - - - - - 293,068 16,004,286 - - - - - - 17,025,240

Market risk (cont’d.) Types of market risk (cont’d.) Non-traded market risk (cont’d.) Rate of return risk (cont’d.) Bank 2021 assets Cash and short-term funds Cash and placements with financial institutions Financial investments designated at fair value through profit and loss Financial assets at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers: - non-impaire

(b) (ii)

46.