Page 286 - Bank-Muamalat-Annual-Report-2021

284 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

Total RM’000 1,142,291 31,184 321,276 4,866,770 107,109 5,437 20,671,306 130,148 17,606 27,293,127 822,270 1,613,142 25,773 2,830,597 5,291,782 32,584,909

Others RM’000 - - - 408,099 - - 681,999 - 17,606 1,107,704 92,810 503,798 134 - 596,742 1,704,446

household RM’000 - - - - - - 13,890,033 - - 13,890,033 5,518 335,323 1,357 - 342,198 14,232,231

Transport, storage and communication RM’000 - - - - - - 66,666 - - 66,666 11,957 15,070 855 - 27,882 94,548

Maximum credit risk exposures and credit risk concentration (cont’d.)
construction and real estate RM’000 - - - 5,118 - - 1,698,795 - - 1,703,913 374,182 149,305 21,518 - 545,005 2,248,918

fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

Agriculture, manufacturing, wholesale, retail and restaurant RM’000 - - - 53,080 107,109 - 1,980,056 - - 2,140,245 134,003 326,423 1,669 779,081 1,241,176 3,381,421

finance, takaful and Government business and statutory services bodies RM’000 RM’000 1,142,291 - 31,184 - 168,385 152,891 46,046 4,354,427 - - 5,437 - 1,361,404 992,353 - 130,148 - - 2,754,747 5,629,819 165,515 38,285 265,013 18,210 240 - 2,051,516 - 2,482,284 56,495 5,237,031 5,686,314

credit risk (cont’d.) By sector analysis (cont’d.) Group 2021 On balance sheet exposures Cash and short-term funds Cash and placements with financial institutions Financial investments at fair value through profit and loss Financial investments at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers Statut

(a) (i)

46.