Page 289 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 287
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

Total RM’000 2,933,172 30,417 313,337 3,796,498 105,544 47,820 18,110,202 95,255 94,984 25,527,229 731,380 1,652,479 7,102 4,526,523 6,917,484 32,444,713

Others RM’000 - - - 517,588 - - 397,994 - 94,984 1,010,566 14,967 167,760 - - 182,727 1,193,293

household RM’000 - - - - - - 11,662,015 - - 11,662,015 5,006 164,956 1,249 - 171,211 11,833,226

Transport, storage and communication RM’000 - - - - - - 59,420 - - 59,420 4,438 799 250 - 5,487 64,907

Maximum credit risk exposures and credit risk concentration (cont’d.)
construction and real estate RM’000 - - - 32,050 - - 1,753,798 - - 1,785,848 334,608 369,035 1,130 - 704,773 2,490,621

fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

Agriculture, manufacturing, wholesale, retail and restaurant RM’000 - - - 63,083 105,544 - 2,136,502 - - 2,305,129 104,814 455,773 3,762 - 564,349 2,869,478

finance, takaful and business services RM’000 2,933,172 30,417 165,252 437,428 - 47,820 1,057,649 - - 4,671,738 238,833 476,073 711 4,526,523 5,242,140 9,913,878

Government and statutory bodies RM’000 - - 148,085 2,746,349 - - 1,042,824 95,255 - 4,032,513 28,714 18,083 - - 46,797 4,079,310

credit risk (cont’d.) By sector analysis (cont’d.) Bank 2020 On balance sheet exposures Cash and short-term funds Cash and placements with financial institutions Financial investments at fair value through profit and loss Financial investments at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers Statutory

(a) (i)

46.