Page 288 - Bank-Muamalat-Annual-Report-2021

286 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

Total RM’000 1,142,291 31,184 321,276 4,864,264 107,109 5,437 20,661,618 130,148 17,058 27,280,385 822,270 1,613,142 25,773 2,830,597 5,291,782 32,572,167

Others RM’000 - - - 405,593 - - 672,311 - 17,058 1,094,962 92,810 503,798 134 - 596,742 1,691,704

household RM’000 - - - - - - 13,890,033 - - 13,890,033 5,518 335,323 1,357 - 342,198 14,232,231

Transport, storage and communication RM’000 - - - - - - 66,666 - - 66,666 11,957 15,070 855 - 27,882 94,548

Maximum credit risk exposures and credit risk concentration (cont’d.)
construction and real estate RM’000 - - - 5,118 - - 1,698,795 - - 1,703,913 374,182 149,305 21,518 - 545,005 2,248,918

fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

Agriculture, manufacturing, wholesale, retail and restaurant RM’000 - - - 53,080 107,109 - 1,980,056 - - 2,140,245 134,003 326,423 1,669 779,081 1,241,176 3,381,421

finance, takaful and business services RM’000 1,142,291 31,184 168,385 46,046 - 5,437 1,361,404 - - 2,754,747 165,515 265,013 240 2,051,516 2,482,284 5,237,031

Government and statutory bodies RM’000 - - 152,891 4,354,427 - - 992,353 130,148 - 5,629,819 38,285 18,210 - - 56,495 5,686,314

credit risk (cont’d.) By sector analysis (cont’d.) Bank 2021 On balance sheet exposures Cash and short-term funds Cash and placements with financial institutions Financial investments at fair value through profit and loss Financial investments at fair value through other comprehensive income Financial assets at amortised cost Islamic derivative financial assets Financing of customers Statutory d

(a) (i)

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