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342    BANK MUAMALAT MALAYSIA BERHAD                   About Us           Our Leadership       Our Strategy
            ANNUAL REPORT FY2020


          Notes to the fiNaNcial statemeNts
          31 December 2020 (16 JamaDil awal 1442h)







          51.   SEGMENT INFOrMATION (CONT’D.)
              (a)   Business segments (cont’d.)

                                                                              Treasury
                                                                                  and
                                                  Business     Consumer     investment
                   Group                          banking       banking       banking         Others         Total
                   31 December 2019                rM’000         rM’000        rM’000        rM’000        rM’000


                   Revenue                         229,379       512,435       198,154        17,579        957,547

                   Total income                    111,076       278,333        59,181        101,125       549,715
                   Writeback of/(allowance for)
                    impairment on financing         15,024       (36,611)            -             -        (21,587)
                   Allowance for impairment
                    on investments                      -             -          (2,466)        (600)        (3,066)
                   (Allowance for)/writeback of
                    impairment on other
                    financial assets, net               -             -           (139)        1,343         1,204
                   Other expenses                       -             -              -         (7,329)       (7,329)

                   Total net income                126,100       241,722        56,576        94,539        518,937
                   Total overhead expenses                                                                 (378,624)

                   Profit before zakat
                    dan taxation                                                                           140,313
                   Zakat                                                                                     (3,770)
                   Taxation                                                                                 (37,737)
                   Profit for the year                                                                      98,806
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