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344    BANK MUAMALAT MALAYSIA BERHAD                   About Us           Our Leadership       Our Strategy
            ANNUAL REPORT FY2020


          Notes to the fiNaNcial statemeNts
          31 December 2020 (16 JamaDil awal 1442h)







          51.   SEGMENT INFOrMATION (CONT’D.)
              (a)   Business segments (cont’d.)

                                                                              Treasury
                                                                                  and
                                                  Business     Consumer     investment
                   Bank                           banking       banking       banking         Others         Total
                   31 December 2019                rM’000         rM’000        rM’000        rM’000        rM’000


                   Revenue                         229,379       512,435       194,692        17,579        954,085

                   Total Income                    111,076       278,333        55,474        101,125       546,008
                   Writeback of/(allowance for)
                    impairment on financing         15,024       (36,611)            -             -        (21,587)
                   Allowance for impairment
                    losses on investments               -             -          (2,466)           -         (2,466)
                   Writeback of/(allowance for)
                    impairment losses on
                    other financial assets, net         -             -           (139)        1,343         1,204
                   Other expenses                       -             -              -         (7,329)       (7,329)

                   Total net income                126,100       241,722        52,869        95,139        515,830
                   Total overhead expenses                                                                 (376,498)

                   Profit before zakat
                    and taxation                                                                           139,332
                   Zakat                                                                                     (3,706)
                   Taxation                                                                                 (37,215)
                   Profit for the year                                                                      98,411
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