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Our Performance Sustainability Statement Governance Our Numbers Other Information
8(a). IMPAIrED FINANCING (CONT’D.)
(i) Movements in the impaired financing (cont’d.)
As at 31 December 2019
Group Bank
rM’000 rM’000
At 1 April 2019 221,216 221,216
Classified as impaired during the year 235,837 235,837
Reclassified as performing during the year (123,108) (123,108)
Recovered during the year (63,943) (63,943)
Written off during the year (60,836) (60,836)
Gross impaired financing 209,166 209,166
Less: Stage 3 - Lifetime ECL credit impaired (86,734) (86,734)
Net impaired financing 122,432 122,432
Calculation ratio of impaired financing:
Gross financing of customers 15,965,391 15,961,496
Less: Stage 3 - Lifetime ECL credit impaired (86,734) (86,734)
Net financing of customers 15,878,657 15,874,762
Ratio of gross impaired financing to total financing 1.31% 1.31%
Net impaired financing ratio 0.77% 0.77%
(ii) Impaired financing by geographical area
Group and Bank
31 December 31 December
2020 2019
rM’000 rM’000
Domestic 194,711 209,166
