Page 234 - Bank-Muamalat-AR2020

232 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

Total rM’000 31,230 - 17,003 - 14,147 - 79 - 79 - - - 54.44% - 45.30% - 0.25% - 100.00% - Total rM’000 1,475,122 - 1,474,577 - 544 - 544 - - - 99.96% - - - 0.04% - 100.00% -

Non-retail customers as at 31 December 2020 Corporates Stage 2 Stage 1 Stage 2 rM’000 rM’000 rM’000 - 424 - - - 344 - 79 - 79 - - - 0.00% - 81.28% - 18.72% - 100.00% Non-retail customers as at 31 December 2020 Corporates Stage 2 Stage 1 Stage 2 rM’000 rM’000 rM’000 1,458,269 344 1,457,724 344 544 - 544 - - - 99.96% 100.00% - - 0

Financing of customers: SMEs Total Stage 1 rM’000 rM’000 30,806 8,379,496 17,003 7,551,227 13,803 645,683 - 182,585 - 5,488 - 27,784 55.19% 90.12% 44.81% 7.71% - 2.18% 100.00% 100.00% Financing of customers: SMEs Total Stage 1 rM’000 rM’000 16,509 679,186 16,509 660,437 - 18,749 - 18,627 - 123 - 100.00% 97.24% - - - -

retail customers as at 31 December 2020 Personal Others financing rM’000 rM’000 483,518 3,189,477 398,993 3,099,497 70,433 47,848 14,091 42,131 13,821 28,483 270 13,648 82.52% 97.18% 14.57% 1.50% 2.91% 1.32% 100.00% 100.00% PAyMENT ASSISTANCE (Targeted Payment Assistance/Enhanced Targeted Payment Assistance) retail customers as at 31 December 2020 Personal Others financing rM’0

Disclosure for COvID-19 customer relief and support measures
ExPOSurES TO COvID-19 IMPACTED FINANCING (CONT’D.)

AuTOMATIC SIx-MONTh MOrATOrIuM

hire purchase receivables rM’000 464,165 430,998 25,271 7,897 6,418 1,478 92.85% 5.44% 1.70% 100.00% hire purchase receivables rM’000 26,621 26,599 123 99.92% - 0.08% 100.00%
home financing rM’000 4,242,336 3,621,739 502,131 118,466 106,078 12,388 85.37% 11.84% 2.79% 100.00% home financing rM’000 526,634 511,057 15,576 15,454 97.04% 2.96% 100.00%

Total payment moratoriums Resumed payments Extended and paying as per revised schedules Missed payments As a percentage of total: Resumed payments Extended and paying as per revised schedules Missed payments Total payment moratoriums Resumed payments Missed payments As a percentage of total: Resumed payments Extended and repaying as per revised schedules Missed payments

Delinquent Impaired Delinquent Impaired

(ii)
8(b).