Page 71 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR BUSINESS PERFORMANCE

CORPORATE

BANKING

Revenue The Corporate Banking Division (CBD) manages the Bank’s
RM286.5 corporate customers, forging strong client relationships while
maximising good-quality assets and minimising non-performing
million assets. CBD responsibilities include providing a full suite

(26.60% YoY)
of banking requirements; performing credit evaluation for
new financing applications; and financing renewal requests.
As at 31 December 2023, CBD successfully managed RM6 billion worth of financing
assets, with 35.5% of the financing assets being granted to financial and insurance/
takaful sectors, 18.2% to the real estate sector, 14.1% to the manufacturing sector
and 12.2% to the wholesale and retail trade sectors.

Fee-based Incomes Impaired Operating Financing
Assets (RM’ million) PBT Ratio Income Approved
(RM’ million) (RM’ million) (RM’ million) (RM’ million) (RM’ million)

5,556.2 6,223.6 15.8 17.3 136.7 153.0 2.2% 0.01% 129.5 147.4 1,146.0 1,428.2

2022 2023 2022 2023 2022 2023 2022 2023 2022 2023 2022 2023

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