Page 57 - Bank-Muamalat_Annual-Report-2023
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ANNUAL REPORT 2023
                                                                                         OUR BUSINESS PERFORMANCE












             Retail Banking Division’s Performance Highlights
                                                                303.10                                  366.92
                                                    128.55        12.90                    118.96         58.62
            Total Financing Asset                                                       381.34
                                                1,022.74                6,863.41                               8,119.50
            Outstanding                                                           1,535.42
                                             904.30
            RM20.35
                                                           FY2022
                                                                                                 FY2023
            billion                      7,823.29        RM17,058.28            9,766.58        RM20,347.33
            (19.3%   YoY)                                   million                                million






                                                              401.31
                                                 32.63                                    556.06
            Total New Disbursements                                    2,718.35        20.83                   3,231.11
            RM6.98                           426.04                                832.98
            billion                                        FY2022                                FY2023

            (25.6%   YoY)               1,981.63          RM5,559.96            2,342.76        RM6,983.74
                                                            million                                million





                                                    3.64      29.66                                   36.46
                                                                  0.41                      4.78          5.83
                                                 36.04
            Total Financing Income                                     391.32            16.15                 489.67
            1.02                              35.90                                   65.02
            billion                                        FY2022                                FY2023
            (31.83%   YoY)                280.48          RM777.45               406.98         RM1,024.89
                                                            million                                million





                                                              9.88                                    8.71
                                                  2.10                                     1.74          2.01
                                                                                         0.08
            Total NPF - Impaired Position by    0.06                   64.08            1.97                   69.04
            Product                            1.51
            RM199.19
                                                           FY2022                                FY2023
            million                        70.65          RM148.28               115.65          RM199.19
            (34.3%   YoY)                                   million                                million





            n  Personal Financing  n  House Financing  n  Auto Financing  n  ASB  n  Other  n  Ar Rahnu Financing  n  Credit Card



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