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ANNUAL REPORT 2023
OUR NUMBERS
6.0 CREDIT RISK MITIGATION (“CRM”) DISCLOSURES UNDER THE STANDARDISED APPROACH (CONT’D)
Table 17: Credit risk mitigation on credit exposures (cont’d)
Total
Exposures
Covered by
Eligible
Gross Financial *Net
Bank Exposures Collateral Exposures
31 December 2022 RM’000 RM’000 RM’000
Credit Risk
(a) On Balance sheet exposures
Sovereign/Central Banks 6,300,523 - 6,300,523
Public Sector Entities 997,787 - 997,787
Banks, Development Financial Institution & MDBs 95,291 - 95,291
Takaful Cos, Securities Firms & Fund Managers 115,729 - 115,729
Corporates 6,500,342 - 6,500,342
Regulatory Retail 11,130,958 - 11,130,958
Residential Real Estate 5,949,810 - 5,949,810
Higher Risk Assets 68,931 - 68,931
Other Assets 245,602 - 245,602
Defaulted Exposures 110,507 - 110,507
31,515,479 - 31,515,479
(b) Off-Balance Sheet Exposures
Credit-related Off-Balance Sheet Exposure 1,436,497 - 1,436,497
Islamic derivative financial instruments 25,347 - 25,347
1,461,845 - 1,461,845
Total Credit Exposures 32,977,324 - 32,977,324
* After netting and credit risk mitigation
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