Page 416 - Bank-Muamalat_Annual-Report-2023

BANK MUAMALAT MALAYSIA BERHAD

BASEL II
PILLAR 3 DISCLOSURE

Total Risk Weighted Assets RM’000 - 482,923 1,312,315 619,644 2,780,003 17,402,223 142,679 22,739,787 - 437,390 1,148,880 447,702 2,599,905 14,590,029 287,828 19,511,735

Exposures Netting and Credit Risk Mitigation RM’000 12,045,011 2,414,621 3,749,471 1,239,287 3,706,670 17,402,225 40,652,405 8,377,752 2,186,952 3,282,515 895,404 3,466,540 14,590,029 191,885 32,991,077
Total after 95,120

Other Assets RM’000 116,039 243,941 359,980 140,696 105,460 246,156
- - - - - - - - - -

Higher Risk Assets RM’000 58,000 58,006 71,213 71,227
6 - - - - - 14 - - - - -
CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)

- - - - - - - - - - - - - - - -
Equity Fund Managers Exposures Exposures RM’000 RM’000 - 78,217 - - - - - 78,217 - 95,291 - - - - - 95,291

Exposures after Netting and Credit Risk Mitigation Residential Real Regulatory Estate Retail RM’000 RM’000 1,032,198 455,910 - 783,108 3,749,471 - 1,087,820 22,147 543,020 3,163,650 1,944,012 8,073,751 - 32,868 8,356,521 12,531,434 302,400 233,638 - 1,414,055 3,282,515 - 804,003 15,208 406,324 3,060,215 1,186,460 6,815,589 - 7,024 5,981,702 11,545,730

Credit risk disclosure by risk weights (including deducted exposures) are as follows:

Table 16: Credit risk disclosure by risk weights

Banks, MDBs and FDIs RM’000 135,672 135,672 130,208 130,208
Corporate RM’000 1,366,141 - 1,179,136 - - 129,320 - - - 7,140,521 - 4,252 - 9,819,370 584,258 - 309,238 - - 76,193 - - - 6,482,519 - 113,648 - 7,565,857

- - - - - - - - - -
Public Sector Entities RM’000 877,585 238,488 1,116,073 766,344 238,160 1,004,504

Sovereign & Central Banks RM’000 8,197,133 8,197,133 6,350,402 6,350,402
- - - - - - - - - - - -

31 December 2023 Risk-Weights 31 December 2022

Group 0% 20% 35% 50% 75% 100% 150% Total Group Risk-Weights 0% 20% 35% 50% 75% 100% 150% Total

5.0

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