Page 419 - Bank-Muamalat_Annual-Report-2023
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ANNUAL REPORT 2023
OUR NUMBERS
6.0 CREDIT RISK MITIGATION (“CRM”) DISCLOSURES UNDER THE STANDARDISED APPROACH (CONT’D)
Table 17: Credit risk mitigation on credit exposures (cont’d)
Total
Exposures
Covered by
Eligible
Gross Financial *Net
Group Exposures Collateral Exposures
31 December 2022 RM’000 RM’000 RM’000
Credit Risk
(a) On Balance sheet exposures
Sovereign/Central banks 6,300,523 - 6,300,523
Public sector entities 997,787 - 997,787
Banks, Development Financial Institution & MDBs 115,729 - 115,729
Takaful Cos, Securities Firms & Fund Managers 95,291 - 95,291
Corporates 6,514,094 - 6,514,094
Regulatory retail 11,130,958 - 11,130,958
Residential real estate 5,949,810 - 5,949,810
Higher risk assets 68,931 - 68,931
Other assets 245,602 - 245,602
Defaulted exposure 110,507 - 110,507
31,529,232 - 31,529,232
(b) Off-Balance Sheet Exposures
Credit-related off-balance sheet exposure 1,436,497 - 1,436,497
Islamic derivative financial instruments 25,347 - 25,347
1,461,845 - 1,461,845
Total Credit Exposures 32,991,077 - 32,991,077
* After netting and credit risk mitigation
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