Page 417 - Bank-Muamalat_Annual-Report-2023
P. 417

ANNUAL REPORT 2023
                                                                                                        OUR NUMBERS














                             Total  Risk  Weighted  Assets  RM’000  -  482,924  1,312,315  619,644  2,780,003  17,398,736  136,301  22,729,923  -  437,390  1,148,880  447,702  2,599,905  14,586,930  271,847  19,492,655



                           Exposures   Netting and   Credit Risk    Mitigation   RM’000  12,045,011   2,414,621   3,749,471   1,239,287   3,706,670   17,398,737   40,644,666   8,377,752  2,186,952  3,282,515  895,404  3,466,540  14,586,930  181,231  32,977,324
                          Total  after                      90,868



                                                   -   -   -   -   -          -  -  -  -  -
                                 Other   Assets   RM’000  116,039   243,064   359,103   140,696  104,906  245,602


                               Higher   Risk   Assets   RM’000  58,000   58,006        71,213  71,227
                                                 6   -   -   -   -   -      14  -  -  -  -  -
              CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)

                                 Equity  Fund   Managers   Exposures  Exposures   RM’000  RM’000  -   78,217   -   -   -   -   -   78,217   -  95,291  -  -  -  -  -  95,291
                                                 -   -   -   -   -   -   -   -   -  -  -  -  -  -  -  -
                  Credit risk disclosure by risk weights (including deducted exposures) are as follows: (cont’d)
                          Exposures after Netting and Credit Risk Mitigation               Residential      Real  Regulatory    Estate   Retail   RM’000  RM’000  1,032,198   455,910   -   783,108   3,749,471   -   1,087,820   22,147   543,020  3,163,650   1,944,012  8,073,751   -   32,868   8,356,521  12,531,434   302,400  233,638  -  1,414,055  3,282,515  -  804,003  15,208  406,324  3,060,215  1,186,460  6,815,589  -  7,024  5,981,702 11,545,730












                      Table 16: Credit risk disclosure by risk weights (cont’d)






                                             Corporate   RM’000  1,366,141   -   1,179,136   -   -   129,320   -   -   -   7,137,910   -   -   -   9,812,507   584,258  -  309,238  -  -  76,193  -  -  -  6,479,975  -  102,994  -  7,552,658
                               Banks,   MDBs   and FDIs   RM’000  135,672   135,672   130,208  130,208


                               Public   Sector    Entities   RM’000  877,585   238,488   1,116,073   766,344  238,160  1,004,504
                                                     -   -   -   -   -         -  -  -  -  -


                                                   -   -   -   -   -   -      -  -  -  -  -  -
                               Sovereign   & Central    Banks   RM’000  8,197,133   8,197,133   6,350,402  6,350,402

                                          31 December 2023  Risk-Weights   31 December 2022




                                            Bank  0%   20%   35%   50%   75%   100%   150%   Total   Bank  Risk-Weights  0%  20%  35%  50%  75%  100%  150%  Total

              5.0




                                                                                                                  415
   412   413   414   415   416   417   418   419   420   421   422