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BANK MUAMALAT MALAYSIA BERHAD
BASEL II
PILLAR 3 DISCLOSURE
6.0 CREDIT RISK MITIGATION (“CRM”) DISCLOSURES UNDER THE STANDARDISED APPROACH (CONT’D)
Table 17: Credit risk mitigation on credit exposures (cont’d)
Total
Exposures
Covered by
Eligible
Gross Financial *Net
Bank Exposures Collateral Exposures
31 December 2023 RM’000 RM’000 RM’000
Credit Risk
(a) On Balance sheet exposures
Sovereign/Central Banks 8,147,144 - 8,147,144
Public Sector Entities 1,111,507 - 1,111,507
Banks, Development Financial Institution & MDBs 78,217 - 78,217
Takaful Cos, Securities Firms & Fund Managers 111,200 - 111,200
Corporates 8,685,423 - 8,685,423
Regulatory Retail 12,046,770 - 12,046,770
Residential Real Estate 8,280,790 - 8,280,790
Higher Risk Assets 55,816 - 55,816
Other Assets 359,101 - 359,101
Defaulted Exposures 159,840 - 159,840
39,035,808 - 39,035,808
(b) Off-Balance Sheet Exposures
Credit-related Off-Balance Sheet Exposure 1,569,924 - 1,569,924
Islamic derivative financial instruments 38,934 - 38,934
1,608,858 - 1,608,858
Total Credit Exposures 40,644,666 - 40,644,666
* After netting and credit risk mitigation
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