Page 412 - Bank-Muamalat_Annual-Report-2023
P. 412

BANK MUAMALAT MALAYSIA BERHAD




          BASEL II
          PILLAR 3 DISCLOSURE







                          Others  Grand Total   RM’000  RM’000  8,197,133  -   1,116,074  -   135,673  -   78,217  -   9,812,507  -   12,531,434  -   8,356,520  -   58,005  -   359,101   -   40,644,665  -   Others  Grand Total   RM’000  RM’000  6,350,402  -  1,004,504  -  130,207  45  95,291  -  7,552,659  331,484  11,545,730  -  5,981,702  -  71,227  -  245,602  -  32,977,325  331,529









                          Unrated   RM’000  -   1,081,374   111,200   73,049   8,980,459   12,531,434   8,356,520   58,005   359,101   31,551,142   Unrated   RM’000  -  1,004,504  110,655  95,291  6,753,707  11,545,730  5,981,702  71,227  245,602  25,808,418



                          P1/MARC1   RM’000  -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   -   P1/MARC1   RM’000  -  -  -  -  14,434  -  -  -  66,281  -  -  -  -  -  -  -  -  80,715
           CREDIT RISK (DISCLOSURES FOR PORTFOLIO UNDER THE STANDARDISED APPROACH) (CONT’D)



                        Rating by Approved ECAIS  BB+ TO BB-   BBB   RM’000  RM’000  -   -   -   -   -   -   -   -   -   -   Rating by Approved ECAIS  BB+ TO BB-   BBB   RM’000  RM’000  -  -  -  -  204,671  -  -  -  -  -  204,671  -








                            RM’000 A    -   -   -   -   -   -   -   -   -   -   A   RM’000  -  -  -  -  -  -  -  -  -  -



                          AA-   RM’000  -   34,700   -   5,168   15,801   -   -   -   -   55,669   AA-   RM’000  -  -  -  -  15,414  -  -  -  -  15,414
               Table 15: Rating distribution on credit exposures (cont’d)

                          AA            -   -    -   -   -   -   -        AA            -  -  -  -   -  -  -  -
                            RM’000           10,797   33,682   44,479       RM’000                 26,638     26,638



                          AA+   RM’000  -   -   -   -   115,539   -   -   -   -   115,539   AA+   RM’000  -  -  -  -  40,248  -  -  -  -  40,248



                          AAA   RM’000  8,197,133   -   13,676   -   667,026   -   -   -   -   8,877,835   AAA   RM’000  6,350,402  -  5,073  -  114,216  -  -  -  -  6,469,691







                     31 December 2023  Exposure Class   On and Off Balance-Sheet   Exposures  Credit Exposures  – Standardised Approach Sovereigns/Central Banks   Public Sector Entities  Banks, Development Financial    Institutions & MDBs   Takaful Cos, Securities    Firms & Fund Managers   Regulatory Retail   Residential Mortgages   Higher Risk Assets   Other Assets   31 December 2022  Exposure Class   On and Off Balance-Sheet   Exposures  Credit Exposures  – Standardised Approach  Banks So




                   Bank                            Corporates   Total   Bank              Public  Firms  Corporates  Regulatory  Residential  Higher  Other  Total
           5.0




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