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ANNUAL REPORT 2023
OUR NUMBERS
4.0 CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)
Credit Quality Financing of Customers (cont’d)
Table 14: Impaired financing by geographical distribution
The following tables present an analysis of the impaired financing by geographical distribution.
Total
Individual Amounts Individual Collective Impairment
Assessment Written Assessment Assessment Allowances
31 December 2023 Impaired Allowance at Net Charge Off/Other Allowance at Allowance at for
Group Financing 1 January for the Year Movements 31 December 31 December Financing
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Domestic 266,228 50,748 (5,433) 25,257 20,062 202,458 222,520
Total
Individual Amounts Individual Collective Impairment
Assessment Written Assessment Assessment Allowances
31 December 2022 Impaired Allowance at Net Charge Off/Other Allowance at Allowance at for
Group Financing 1 January for the Year Movements 31 December 31 December Financing
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Domestic 205,958 33,746 36,331 19,333 50,748 207,733 258,481
Total
Individual Amounts Individual Collective Impairment
Assessment Written Assessment Assessment Allowances
31 December 2023 Impaired Allowance at Net Charge Off/Other Allowance at Allowance at for
Bank Financing 1 January for the Year Movements 31 December 31 December Financing
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Domestic 266,229 50,748 (5,434) 25,257 20,062 202,458 222,520
Total
Individual Amounts Individual Collective Impairment
Assessment Written Assessment Assessment Allowances
31 December 2022 Impaired Allowance at Net Charge Off/Other Allowance at Allowance at for
Bank Financing 1 January for the Year Movements 31 December 31 December Financing
RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
Domestic 205,958 33,746 36,331 19,333 50,748 207,733 258,481
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