Page 409 - Bank-Muamalat_Annual-Report-2023
P. 409

ANNUAL REPORT 2023
                                                                                                        OUR NUMBERS














            4.0  CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)
                 Credit Quality Financing of Customers (cont’d)

                 Table 14: Impaired financing by geographical distribution
                 The following tables present an analysis of the impaired financing by geographical distribution.

                                                                                                                 Total
                                                      Individual            Amounts    Individual   Collective   Impairment
                                                     Assessment              Written   Assessment   Assessment   Allowances
                 31 December 2023          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Group                     Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   266,228     50,748      (5,433)   25,257     20,062     202,458   222,520

                                                                                                                 Total
                                                      Individual            Amounts    Individual   Collective   Impairment
                                                     Assessment              Written   Assessment   Assessment   Allowances
                 31 December 2022          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Group                     Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   205,958      33,746     36,331    19,333     50,748     207,733    258,481


                                                                                                                 Total
                                                      Individual            Amounts    Individual   Collective   Impairment
                                                     Assessment              Written   Assessment   Assessment   Allowances
                 31 December 2023          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Bank                      Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   266,229     50,748      (5,434)   25,257     20,062     202,458   222,520

                                                                                                                 Total
                                                      Individual            Amounts    Individual   Collective   Impairment
                                                     Assessment              Written   Assessment   Assessment   Allowances
                 31 December 2022          Impaired  Allowance at   Net Charge   Off/Other  Allowance at  Allowance at   for
                 Bank                      Financing   1 January   for the Year  Movements  31 December  31 December   Financing
                                            RM’000      RM’000     RM’000     RM’000     RM’000     RM’000     RM’000

                 Domestic                   205,958      33,746     36,331    19,333     50,748     207,733    258,481
















                                                                                                                  407
   404   405   406   407   408   409   410   411   412   413   414