Page 404 - Bank-Muamalat-Annual-Report-2021

402 BANK MUAMALAT MALAYSIA BERHAD
TEGY
OUR STRA
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE
OUR LEADERSHIP
ABOUT US
OUR PERFORMANCE
BASEL II
PILLAR 3 DISCLOSURE

6.0 creDIT rIsK MITIgATIon (“crM”) DIsclosures unDer The sTAnDArDIseD APProAch (conT’D)

Table 17: credit risk mitigation on credit exposures (cont’d)
Total
exposures
covered by
eligible
gross financial *net
Bank exposures collateral exposures
31 December 2020 rM’000 rM’000 rM’000

credit risk
(a) on Balance sheet exposures
Sovereign/Central Banks 6,058,325 - 6,058,325
Public Sector Entities 251,982 190 251,792
Banks, Development Financial Institution & MDBs 669,900 - 669,900
Corporates 6,509,247 107,939 6,401,308
Regulatory Retail 7,106,909 11,067 7,095,842
Residential Real Estate 4,640,167 - 4,640,167
Higher Risk Assets 826 - 826
Other Assets 440,330 - 440,330
Defaulted Exposures 107,289 - 107,289
25,784,975 119,196 25,665,779

(b) off-Balance sheet exposures
Credit-related Off-Balance Sheet Exposure 1,115,215 - 1,115,215
Islamic derivative Financial Instruments 148,181 - 148,181

1,263,396 - 1,263,396

Total credit exposures 27,048,371 119,196 26,929,175

* After netting and credit risk mitigation