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ANNUAL REPORT 2021 401
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION
6.0 creDIT rIsK MITIgATIon (“crM”) DIsclosures unDer The sTAnDArDIseD APProAch (conT’D)
Table 17: credit risk mitigation on credit exposures (cont’d)
Total
exposures
covered by
eligible
gross financial *net
Bank exposures collateral exposures
31 December 2021 rM’000 rM’000 rM’000
credit risk
(a) on Balance sheet exposures
Sovereign/Central Banks 5,576,883 - 5,576,883
Public Sector Entities 944,437 20 944,417
Banks, Development Financial Institution & MDBs 52,758 - 52,758
Takaful Cos, Securities Firms & Fund Managers 154,038 - 154,038
Corporates 6,319,455 152,293 6,167,162
Regulatory Retail 9,475,555 6,560 9,468,995
Residential Real Estate 4,610,191 - 4,610,191
Higher Risk Assets 75,444 - 75,444
Other Assets 269,060 - 269,060
Defaulted Exposures 95,860 - 95,860
27,573,681 158,873 27,414,808
(b) off-Balance sheet exposures
Credit-related Off-Balance Sheet Exposure 1,160,991 - 1,160,991
Islamic derivative financial instruments 72,443 - 72,443
1,233,434 - 1,233,434
Total credit exposures 28,807,115 158,873 28,648,242
* After netting and credit risk mitigation
