Page 382 - Bank-Muamalat-Annual-Report-2021

380 BANK MUAMALAT MALAYSIA BERHAD
OUR PERFORMANCE
ABOUT US
OUR LEADERSHIP
OUR STRATEGY
ABOUT US OUR LEADERSHIP OUR STRA TEGY OUR PERFORMANCE
BASEL II
PILLAR 3 DISCLOSURE

4.0 creDIT rIsK (generAl DIsclosure) (conT’D)

credit quality financing of customers (cont’d)
Table 11: credit quality of financing of customers (cont’d)
Financing of customers are analysed as follows:

Past due
neither past due nor impaired but not Impaired
Bank good satisfactory impaired financing Total
31 December 2020 rM’000 rM’000 rM’000 rM’000 rM’000

Term financing
- Home financing 4,501,078 89,050 184,885 91,069 4,866,082
- Syndicated financing 550,719 - - - 550,719
- Hire purchase receivables 621,639 4,405 8,886 1,880 636,810
- Other term financing 8,115,317 26,053 56,289 56,067 8,253,726
Other financing 3,942,335 1,909 4,415 45,695 3,994,354
17,731,088 121,417 254,475 194,711 18,301,691
Less:
- Stage 1 - 12 Months ECL - - - - (94,984)
- Stage 2 - Lifetime ECL
not credit impaired - - - - (8,561)
- Stage 3 - Lifetime ECL
credit impaired - - - (87,944) (87,944)

Total net financing 17,731,088 121,417 254,475 106,767 18,110,202