Page 387 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 385
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

Impairment Allowances financing
Total for rM’000 297 3,547 61,117 4,486 358 72,270 1,816 46,378 1,220 191,489

collective Assessment Allowance at 31 December rM’000 297 3,547 52,667 2,975 358 71,599 1,816 26,792 1,220 161,271

Individual Assessment Allowance at 31 December rM’000 - - 8,450 1,511 - 671 - 19,586 - 30,218
The following tables present an analysis of the impaired financing by economic purpose. (cont’d)
31 December 2020 net charge for the year rM’000 - (14) (1,029) (795) - 224 - 6,287 - 4,673

Individual Assessment Allowance, at 1 January rM’000 - 14 9,479 2,306 - 448 - 13,298 - 25,545

Table 13: Impaired financing by economic purpose (cont’d)

creDIT rIsK (generAl DIsclosure) (conT’D)
Impaired financing rM’000 - 1,880 89,146 27,109 - 32,772 - 41,122 2,682 194,711
credit quality financing of customers (cont’d)

Impaired financing (cont’d) Purchase of securities Purchase of transport vehicles Purchase of landed properties of which: – residential – non-residential Purchase of fixed assets (excluding landed properties) Personal use Construction Working capital Other purpose

4.0 group