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ANNUAL REPORT 2021  389
               SUSTAINABILITY STATEMENT  OUR GOVERNANCE  OUR NUMBERS  OTHER INFORMATION
















                                Total  for  rM’000  226,948   Total  for  rM’000    191,489
                                  Impairment  Allowances  financing  Impairment  Allowances  financing






                                  collective  Assessment  Allowance at   31 December   rM’000   193,202  collective  Assessment  Allowance at   31 December   rM’000     161,270







                                  Individual  Assessment  Allowance at   31 December     rM’000     33,746  Individual  Assessment  Allowance at   31 December     rM’000       30,219

                              31 December 2021  net  charge   for the  year     rM’000     3,522  31 December 2020  Amounts  written  off/other   Movements     rM’000       16,264
                          The following tables present an analysis of the impaired financing by geographical distribution.










                      Table 14: Impaired financing by geographical distribution (cont’d)
                                  Individual  Assessment  Allowance at   1 January     rM’000     30,218  net  charge   for the  year     rM’000       19,748






              creDIT rIsK (generAl DIsclosure) (conT’D)
                                       Impaired   financing   rM’000       172,073  Individual  Assessment  Allowance  at   1 January     rM’000       26,735
                  credit quality financing of customers (cont’d)






                                                               Impaired   financing   rM’000       194,711











                                                 Domestic                Domestic
                                         Bank                    Bank


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