Page 394 - Bank-Muamalat-Annual-Report-2021
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392      BANK MUAMALAT MALAYSIA BERHAD
                                                                  OUR LEADERSHIP
                                                                                    OUR STRA
                                                   ABOUT US       OUR LEADERSHIP    OUR STRATEGY    OUR PERFORMANCE
                                                   ABOUT US
                                                                                         TEGY
                                                                                                    OUR PERFORMANCE
          BASEL II
          PILLAR  3 DISCLOSURE








                            others  grand Total   rM’000  rM’000   5,592,032    -     948,552    -     215,349    -     52,758    -     7,307,707   280,859     9,711,064    -     4,634,870    -     75,723    -     269,060    -     280,859   28,807,115  others  grand Total   rM’000  rM’000   6,073,117    -     264,268    -     789,872    -     7,543,993    -     7,259,287    -     4,676,399    -     1,105    -     440,330    -     27,048,371    -









                            unrated   rM’000   -     948,552     54,647     52,758     6,211,884     9,711,064     4,634,870     75,723     269,060     67,417   21,958,558    unrated   rM’000   -     264,268     333,275     6,280,894     7,259,287     4,676,399     1,105     440,330     19,255,558



                            P1/MArc1   rM’000  rM’000   -     -     -     -     14,311     -     -     -     53,106     -     -     -     -     -     -     -     -     -     -    P1/MArc1   rM’000  rM’000   -     -     -     -     -     -     -     -     -     -     -     -     -     -     -     -     -     -
            5.0   creDIT rIsK (DIsclosures for PorTfolIo unDer The sTAnDArDIseD APProAch) (conT’D)




                          rating by Approved ecAIs  BB+ To BB-   BBB   rM’000   -     -     -     -     107,109     -     -     -     -     107,109    rating by Approved ecAIs  BB+ To BB-   BBB   rM’000   -     -     -     105,544     -     -     -     -     105,544








                             rM’000 A      -     -     94,199     -     159,278     -     -     -     -     253,477    A   rM’000   -     -     101,944     293,375     -     -     -     -     395,319



                            AA-            -     -     -     -     -     -     -     -     24,377    AA-    -     -     -     -     -     -     -     -     -
                             rM’000                   24,377                  rM’000
               Table 15: rating distribution on credit exposures (cont’d)

                            AA             -     -     -     -     -     -     -    AA     -     -     -     -     -     -
                             rM’000             22,200     73,191     95,391    rM’000           349,370     137,102     486,472


                            AA+   rM’000   -     -     -     -     15,260     -     -     -     -     15,260    AA+   rM’000   -     -     -     12,640     -     -     -     -     12,640



                            AAA   rM’000   5,592,032     -     29,992     -     382,643     -     -     -     -     6,004,667    AAA   rM’000   6,073,117     -     5,283     714,438     -     -     -     -     6,792,838








                      31 December 2021  exposure class   on and off Balance-sheet   exposures  credit exposures  – standardised Approach Sovereigns/Central Banks   Public Sector Entities  Banks, Development Financial    Institutions & MDBs   Takaful Cos, Securities    Firms & Fund Managers   Regulatory Retail   Residential Mortgages   Higher Risk Assets   Other Assets   31 December 2020  exposure class   on and off Balance-sheet   exposures  credit exposures  – standardised Approach Sovereig



                     Bank                            Corporates   Total   Bank                   Corporates   Total
   389   390   391   392   393   394   395   396   397   398   399