Page 390 - Bank-Muamalat-Annual-Report-2021
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388 BANK MUAMALAT MALAYSIA BERHAD
OUR LEADERSHIP
ABOUT US
ABOUT US OUR LEADERSHIP OUR STRA TEGY OUR PERFORMANCE
OUR STRATEGY
OUR PERFORMANCE
BASEL II
PILLAR 3 DISCLOSURE
Total for rM’000 226,948 Total for rM’000 191,489
Impairment Allowances financing Impairment Allowances financing
collective Assessment Allowance at 31 December rM’000 193,202 collective Assessment Allowance at 31 December rM’000 161,270
Individual Assessment Allowance at 31 December rM’000 33,746 Individual Assessment Allowance at 31 December rM’000 30,219
31 December 2021 net charge for the year rM’000 3,522 31 December 2020 net charge for the year rM’000 4,674
The following tables present an analysis of the impaired financing by geographical distribution.
Individual Assessment Allowance at 1 January rM’000 30,218 Individual Assessment Allowance at 1 January rM’000 25,545
Table 14: Impaired financing by geographical distribution
creDIT rIsK (generAl DIsclosure) (conT’D)
Impaired financing rM’000 172,073 Impaired financing rM’000 194,711
credit quality financing of customers (cont’d)
group group
Domestic Domestic
4.0
