Page 268 - Bank-Muamalat-Annual-Report-2021

266 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

30. ALLOwANce fOR IMPAIRMeNT ON fINANcING

Group and Bank
2021 2020
rM’000 rM’000

Allowance for impairment losses on financing of customer:
- individual allowance made 5,292 22,562
- individual allowance written back (5,642) (2,794)
- collective allowance made 256,159 186,386
- collective allowance written back (178,899) (106,512)
Impaired financing written off 95 4,680
Impaired financing recovered (23,061) (24,255)

53,944 80,067

31. (wRITe-BAck Of)/ALLOwANce fOR IMPAIRMeNT LOsses ON fINANcIAL INvesTMeNTs, NeT
Group Bank
2021 2020 2021 2020
rM’000 rM’000 rM’000 rM’000

Allowance for impairment losses on debt
instruments at FVOCI 35 1,212 35 1,212
Write-back of impairment losses on debt
instruments at amortised cost (331) (1,176) (331) (1,176)

(296) 36 (296) 36

32. ALLOwANce fOR IMPAIRMeNT LOsses ON OTheR fINANcIAL AsseTs, NeT
Group Bank
2021 2020 2021 2020
rM’000 rM’000 rM’000 rM’000

Cash and short term funds
- ECL, net (20) (313) (20) (313)
Other assets
- ECL, net 414 689 414 689

394 376 394 376