Page 266 - Bank-Muamalat-Annual-Report-2021

264 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

27. INcOMe DeRIveD fROM INvesTMeNT Of DePOsITORs’ fuNDs AND OTheRs (cONT’D.)

(ii) Income derived from investment of other deposits (cont’d.)
(a) During the financial year, the Group and the Bank continue with granting targeted payment assistance and
moratorium 2.0.
This measure was to assist customers experiencing temporary financial constraints due to the COVID-19
pandemic. As a result of the payment moratorium, the Group and the Bank recognised a loss of RM9,645,841
(2020: RM46,212,464), arising from the modification of contractual cash flows of financing. This amount is netted
off against income from financing.

28. INcOMe DeRIveD fROM INvesTMeNT Of AccOuNT fuNDs
Group Bank
2021 2020 2021 2020
rM’000 rM’000 rM’000 rM’000

fees and commission
Service charges and fees - 369 - 369

29. INcOMe DeRIveD fROM INvesTMeNT Of shARehOLDeRs’ fuNDs

Group Bank
2021 2020 2021 2020
rM’000 rM’000 rM’000 rM’000

finance income and hibah

Financial assets at fair value through other
comprehensive income 9,742 9,930 9,742 9,930
Money at call and deposit with financial institutions 963 1,206 963 1,206
Amortisation of premium, net (1,091) (1,271) (1,091) (1,271)
Total finance income and hibah 9,614 9,865 9,614 9,865

Other operating income
Net (loss)/gain on revaluation of
foreign exchange transaction (7,229) 19,138 (7,229) 19,138
Net gain/(loss) from foreign exchange derivatives 13,267 (10,405) 13,267 (10,405)
Fair value gain of financial liabilities (note (a)) 19,678 8,859 19,678 8,859
Unrealised (loss)/gain on revaluation from
financial investments designated at FVTPL (1,274) 4,530 (1,274) 4,530
Net gain from sale of debt instruments at
fair value through other comprehensive income 159 1,260 159 1,260