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394    BANK MUAMALAT MALAYSIA BERHAD                   About Us           Our Leadership       Our Strategy
            ANNUAL REPORT FY2020


          BASEL II
          PILLAr 3 DISCLOSurE








                            Total  risk  weighted  Assets  rM’000   -    382,127    1,306,390    655,118    2,205,884    10,511,929    19,790    15,081,238   Total  risk  weighted  Assets  rM’000   -    363,710    1,088,719    597,808    2,381,439    8,592,299    65,394    13,089,370



                        Total  Exposures  after  and  Netting  Credit risk    Mitigation  rM’000   6,524,558     1,910,642     3,732,543     1,310,235     2,941,178     10,511,929     13,193     26,944,278    Total  Exposures  after  and  Netting  Credit risk    Mitigation  rM’000   5,902,452     1,818,548     3,110,625     1,195,616     3,175,251     8,592,299     43,597     23,838,388



                                             -     -     -     -     -              -     -     -     -     -
                               Other   Assets  rM’000   143,325     304,027     447,352    Other   Assets  rM’000   118,709     215,264     333,973
           CrEDIT rISk (DISCLOSurES FOr POrTFOLIO uNDEr ThE STANDArDISED APPrOACh) (CONT’D)

                             higher  risk   Assets  rM’000   -     -     -     -     -     -     1,105     1,105    higher  risk   Assets  rM’000   -     -     -     -     -     -     -     -



                               Equity   real   Exposures  Estate  rM’000   -     -     -     -     -     -     -     16,733     -     -     120     -    Equity   real   Exposures  Estate  rM’000   -     -     -     -     -     -     -     11,643     -     -     -     -
                        Exposures after Netting and Credit risk Mitigation   residential  regulatory       retail  rM’000  rM’000   -     308,116     -     958,636     3,732,543     -     -     600,357     1,626     606,308     2,924,445     -     326,647     4,315,795     6,353     5,615     4,676,400     7,248,219    Exposures after Netting and Credit risk Mitigation   residential  regulatory       retail  rM’000  rM’000   -     -     -     3,110,625     -     -     513,050     2,667     5


               Credit risk disclosure by risk weights (including deducted exposures) are as follows:













                             Banks,  MDBs   Corporate  FDIs  rM’000  rM’000   -     687,928     -     101,944     -     5,565,460     -     -     7,444,135     789,872    Banks,  MDBs   Corporate  FDIs  rM’000  rM’000   -     1,169,620     382,644     -     98,196     -     4,977,361     -     -     6,761,851     480,840
                                 and                                    and
                   Table 17: Credit risk disclosure by risk weights

                             Public  Sector    Entities  rM’000   -     264,078     -     -     -     -     -     264,078    Public  Sector    Entities  rM’000   -     266,284     -     -     -     -     -     266,284



                             Sovereign  & Central    Banks  rM’000   6,073,117     -     -     -     -     -     -     6,073,117    Sovereign  & Central    Banks  rM’000   5,783,743     -     -     -     -     -     -     5,783,743







                      31 December 2020  Group      Risk-Weights   20%   35%   50%   75%   100%   150%   Total   31 December 2019  Group      Risk-Weights  20%   35%   50%   75%   100%   150%   Total






            5.0                           0%                                     0%
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