Page 327 - Bank-Muamalat-AR2020

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Our Performance Sustainability Statement Governance Our Numbers Other Information

46. FINANCIAL rISk MANAGEMENT OBJECTIvES AND POLICIES (CONT’D.)
(c) Liquidity and funding risk (cont’d.)

(iii) Maturity analysis of financial liabilities on an undiscounted basis
The following tables show the contractual undiscounted cash flows payable for financial liabilities by remaining
contractual maturities. The financial liabilities in the tables depicted in the following pages will not agree to the
balances reported in the statement of financial position as the Tables incorporate all contractual cash flows, on
an undiscounted basis, relating to both principal and profit payments. The contractual maturity profile does not
necessarily reflect the behavioural cash flows.
The cash flows of commitments and contingent liabilities are not presented on an undiscounted basis as the total
outstanding contractual amounts do not represent future cash requirements since the Group and the Bank expect
many of these contingencies to expire or be unconditionally cancelled without being called or drawn upon and
many of the contingent liabilities are reimbursable by customers.
Group up to >7 Days - >1-3 >3-6 >6-12 >1 year
7 Days 1 Month Months Months Months Months Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000

31 December 2020
Non-derivative liabilities
Deposits from customers 9,509,627 4,659,314 3,228,308 2,885,280 752,815 2,229,190 23,264,534
Deposits and placements
of banks and other
financial institutions - 25 28 283 485 102,975 103,796
Bills and acceptances
payable - - 6,310 - - - 6,310
Other liabilities - 21,960 - - 66,580 - 88,540
Leases liabilities - 1,219 5,817 1,064 6,363 36,485 50,948
Recourse obligation
on financing sold to
Cagamas Berhad - - - - - 470,811 470,811
Subordinated sukuk - - - 257,892 - - 257,892
Senior sukuk - - - 16,561 513,631 - 530,192
Derivative liabilities 3,772 24,734 19,277 11,827 208 107,516 167,334

Total financial liabilities 9,513,399 4,707,252 3,259,740 3,172,907 1,340,082 2,946,977 24,940,357