Page 322 - Bank-Muamalat-AR2020

320 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

46. FINANCIAL rISk MANAGEMENT OBJECTIvES AND POLICIES (CONT’D.)
(c) Liquidity and funding risk (cont’d.)

(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual maturity:
(cont’d.)
Group up to >7 Days - >1-3 >3-6 >6-12 >1 year
31 December 2019 7 Days 1 Month Months Months Months Months Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000

Liabilities
Deposits from customers 8,217,263 4,214,031 3,520,052 1,396,715 1,499,877 92,614 18,940,552
Deposits and placements
of banks and other
financial institutions - 51 142 253 1,017 4,840 6,303
Bills and acceptances
payable - - 8,444 - - - 8,444
Islamic derivative
financial liabilities 1,537 8,451 2,106 11,359 916 53,177 77,546
Other liabilities - 15,122 2,577 2,564 52,997 41,211 114,471
Recourse obligation on
financing sold to
Cagamas Berhad - - - - - 459,633 459,633
Subordinated sukuk - - - 637 - 249,895 250,532
Senior sukuk - - - 2,765 - 499,752 502,517
Total liabilities 8,218,800 4,237,655 3,533,321 1,414,293 1,554,807 1,401,122 20,359,998

Net maturity mismatch (7,188,481) (3,565,164) (2,170,003) 409,222 1,065,347 13,917,894 2,468,815

Commitments and
contingencies
Contingent liabilities 15,902 8,023 17,160 35,239 101,327 521,022 698,672
Commitments 50,630 132,062 202,008 94,380 959,474 218,985 1,657,539
Islamic derivative
financial instruments 346,279 1,066,697 290,640 1,261,667 75,000 1,200,000 4,240,284

Total commitments
and contingencies 412,811 1,206,782 509,808 1,391,286 1,135,801 1,940,007 6,596,494