Page 320 - Bank-Muamalat-AR2020

318 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

46. FINANCIAL rISk MANAGEMENT OBJECTIvES AND POLICIES (CONT’D.)
(c) Liquidity and funding risk (cont’d.)

(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual maturity:
Group up to >7 Days - >1-3 >3-6 >6-12 >1 year
31 December 2020 7 Days 1 Month Months Months Months Months Total
rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000

Assets
Cash and short-term
funds 2,369,462 563,710 - - - - 2,933,172
Cash and placements
with financial
institution - - 30,417 - - - 30,417
Financial investments
designated at fair value
through profit and loss - - - 12,176 - 301,161 313,337
Financial assets at
fair value through
other comprehensive
income - 149,868 635,472 131,976 123,899 2,757,750 3,798,965
Financial assets at
amortised cost - - - - - 105,544 105,544
Islamic derivative
financial assets 6,746 20,059 7,580 12,516 919 - 47,820
Financing of customers 59,498 665,038 1,286,412 1,121,802 1,898,467 13,084,599 18,115,816
Other assets - 646 - - 112,027 310,125 422,798

Total assets 2,435,706 1,399,321 1,959,881 1,278,470 2,135,312 16,559,179 25,767,869

Liabilities
Deposits from customers 9,509,884 4,662,369 3,232,770 2,894,806 725,795 475,742 21,501,366
Deposits and placements
of banks and other
financial institutions - 25 28 283 485 97,525 98,346
Bills and acceptances
payable - - 6,310 - - - 6,310
Islamic derivative
financial liabilities 3,772 24,734 19,277 11,827 208 107,516 167,334
Other liabilities - 23,084 5,367 943 76,516 40,476 146,386
Recourse obligation on
financing sold to
Cagamas Berhad - - - - - 444,141 444,141
Subordinated sukuk - - - 250,642 - - 250,642
Senior sukuk - - - 2,811 499,881 - 502,692

Total liabilities 9,513,656 4,710,212 3,263,752 3,161,312 1,302,885 1,165,400 23,117,217
Net maturity mismatch (7,077,950) (3,310,891) (1,303,871) (1,882,842) 832,427 15,393,779 2,650,652