Page 264 - Bank-Muamalat-AR2020

262 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

27. INCOME DErIvED FrOM INvESTMENT OF DEPOSITOrS’ FuNDS AND OThErS (CONT’D.)
(ii) Income derived from investment of other deposits

Group Bank
31 December 31 December 31 December 31 December
2020 2019 2020 2019
rM’000 rM’000 rM’000 rM’000

Finance income and hibah

Income from financing (note (a)) 705,751 335,371 705,751 335,371
Financial investments designated at FVTPL 6,151 2,981 6,151 2,981
Financial assets at fair value through
other comprehensive income 146,186 63,926 146,186 63,926
Financial assets at amortised cost 2,022 886 2,022 886
Money at call and deposit with
financial institutions 26,176 10,961 26,176 10,961
886,286 414,125 886,286 414,125

Amortisation of premium, net (22,599) (192) (22,599) (192)
Total finance income and hibah 863,687 413,933 863,687 413,933

Other operating income
Net gain/(loss) from sale of:
- financial investments designated at FVTPL 387 (4) 387 (4)
- debt instruments at fair value through
other comprehensive income 46,894 21,277 46,894 21,277
Unrealised gain on revaluation from
financial investments designated at FVTPL 1,399 297 1,399 297

48,680 21,570 48,680 21,570

Fees and commission

Guarantee fees 1,330 605 1,330 605
Safekeeping fees - 6,458 - 6,458
Processing fees 3,623 931 3,623 931
Service charges and fees 10,062 5,254 10,062 5,254
Commission 26,781 10,006 26,781 10,006

41,796 23,254 41,796 23,254
Total 954,163 458,757 954,163 458,757