Page 268 - Bank-Muamalat-AR2020

266 BANK MUAMALAT MALAYSIA BERHAD About Us Our Leadership Our Strategy
ANNUAL REPORT FY2020

Notes to the fiNaNcial statemeNts
31 December 2020 (16 JamaDil awal 1442h)

32. ALLOwANCE FOr/(wrITEBACk OF) IMPAIrMENT LOSSES ON OThEr FINANCIAL ASSETS, NET
Group Bank
31 December 31 December 31 December 31 December
2020 2019 2020 2019
rM’000 rM’000 rM’000 rM’000

Cash and short term funds
- ECL, net
Deposits and placements with banks and
other financial institutions
- ECL, net (313) 139 (313) 139
Other assets 689 (1,343) 689 (1,343)
- ECL, net

376 (1,204) 376 (1,204)

33. INCOME ATTrIBuTABLE TO DEPOSITOrS

Group Bank
31 December 31 December 31 December 31 December
2020 2019 2020 2019
rM’000 rM’000 rM’000 rM’000

Deposits from customers
- Mudharabah funds 904 985 904 985
- Non-Mudharabah funds 423,768 405,298 424,029 405,543
Deposits and placements of banks and
other financial institutions
- Mudharabah funds
- Non-Mudharabah funds 1,463 1,549 1,463 1,549
426,135 407,832 426,396 408,077

34. PErSONNEL ExPENSES
Group Bank
31 December 31 December 31 December 31 December
2020 2019 2020 2019
rM’000 rM’000 rM’000 rM’000

Salary and wages 164,387 112,393 162,808 111,181
Contribution to defined contribution plan 29,399 21,226 29,129 21,036
Social security contributions 1,735 1,208 1,721 1,194
Allowances and bonuses 15,994 21,630 15,850 21,470
Mutual Separation Scheme - 663 - 663
Others 21,145 21,168 21,084 21,053
232,660 178,288 230,592 176,597