Page 398 - Bank-Muamalat_Annual-Report-2023
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BANK MUAMALAT MALAYSIA BERHAD
BASEL II
PILLAR 3 DISCLOSURE
4.0 CREDIT RISK (GENERAL DISCLOSURE) (CONT’D)
Credit Risk Exposures of Financial Assets by Maturity Distribution
Table 10: Credit risk exposures of financial assets by remaining contractual maturity
Up to 6 > 6 - 12 > 1 - 5 Over 5
Group months months years years Total
31 December 2023 RM’000 RM’000 RM’000 RM’000 RM’000
On-Balance Sheet Exposures
Cash and short-term funds 3,039,191 - - - 3,039,191
Financial investments at fair value
through profit and loss - 5,112 28,595 - 33,707
Financial investments at fair value
through other comprehensive
income 508,079 925,973 4,116,255 955,159 6,505,466
Financial investments amortised cost - - - 116,871 116,871
Islamic derivative financial assets 12,786 33 - - 12,819
Financing of customers 3,993,980 2,476,305 21,877,359 - 28,347,644
Statutory deposits with
Bank Negara Malaysia - - - 583,809 583,809
Other financial assets* 80,749 34,610 - - 115,359
Total On-Balance Sheet Exposures 7,634,785 3,442,033 26,022,209 1,655,839 38,754,866
Up to 6 > 6 - 12 > 1 - 5 Over 5
Group months months years years Total
31 December 2022 RM’000 RM’000 RM’000 RM’000 RM’000
On-Balance Sheet Exposures
Cash and short-term funds 1,235,454 - - - 1,235,454
Cash and placements with
financial institutions 21,747 - - - 21,747
Financial investments at fair value
through profit and loss 147,485 - 34,604 - 182,089
Financial investments at fair value
through other comprehensive
income 391,996 1,108,279 3,130,310 581,066 5,211,651
Financial investments amortised cost - - - 113,589 113,589
Islamic derivative financial assets 4,247 - - - 4,247
Financing of customers 3,585,775 2,161,825 8,060,199 10,209,268 24,017,067
Statutory deposits with
Bank Negara Malaysia - - - 417,091 417,091
Other financial assets* - 17,989 - - 17,989
Total On-Balance Sheet Exposures 5,386,704 3,288,093 11,225,113 11,321,014 31,220,924
* These balances exclude balances which are not within the scope of MFRS 9, Financial Instruments.
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