Page 370 - Bank-Muamalat_Annual-Report-2023
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BANK MUAMALAT MALAYSIA BERHAD
NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)
54. COMPARATIVE FIGURES (CONT’D.)
Comparative figures for capital adequacy note have been restated to conform with current year’s presentation.
Capital adequacy
(a) The core capital ratios and risk-weighted capital ratios of the Group are as follows:
Group
2022 2022
As previously
As restated stated
RM’000 RM’000
Computation of total risk-weighted assets (“RWA”)
Total credit RWA 19,511,734 19,525,603
Less: Credit risk absorbed by profit-sharing investment account (“PSIA”) (159,800) (135,099)
Total market RWA 23,153 23,153
Total operational RWA 1,463,122 1,460,879
Total RWA 20,838,209 20,874,536
Computation of capital ratios
Tier-I capital
Share capital 1,195,000 1,195,000
Retained profits 1,595,641 1,595,641
Other Reserves
Regulatory reserve 94,239 94,239
FVOCI reserve (1,342) (1,342)
Foreign exchange translation reserve 3,066 3,066
Less: Regulatory Adjustment
Deferred tax assets (52,920) (52,920)
Investment property gain (8,171) (8,171)
Regulatory reserve (94,239) (94,239)
Cumulative gains of financing measured at FVTPL (21,455) (21,455)
Intangible asset (net of deferred tax liabilities) (94,363) (94,363)
Total Common Equity Tier-I Capital 2,615,456 2,615,456
Total Tier-I Capital 2,615,456 2,615,456
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