Page 370 - Bank-Muamalat_Annual-Report-2023
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BANK MUAMALAT MALAYSIA BERHAD




          NOTES TO THE
          FINANCIAL STATEMENTS
          31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)





          54.  COMPARATIVE FIGURES (CONT’D.)
              Comparative figures for capital adequacy note have been restated to conform with current year’s presentation.

              Capital adequacy
              (a)   The core capital ratios and risk-weighted capital ratios of the Group are as follows:

                                                                                                    Group
                                                                                               2022          2022
                                                                                                      As  previously
                                                                                         As  restated       stated
                                                                                             RM’000        RM’000

                   Computation  of  total  risk-weighted  assets  (“RWA”)
                   Total  credit  RWA                                                     19,511,734     19,525,603
                   Less:  Credit  risk  absorbed  by  profit-sharing  investment  account  (“PSIA”)     (159,800)     (135,099)
                   Total  market  RWA                                                         23,153        23,153
                   Total  operational  RWA                                                 1,463,122     1,460,879
                   Total  RWA                                                              20,838,209     20,874,536

                   Computation  of  capital  ratios

                   Tier-I  capital
                   Share capital                                                           1,195,000     1,195,000
                   Retained  profits                                                       1,595,641     1,595,641

                   Other  Reserves
                   Regulatory reserve                                                         94,239        94,239
                   FVOCI  reserve                                                              (1,342)      (1,342)
                   Foreign exchange translation reserve                                        3,066         3,066
                   Less:  Regulatory  Adjustment
                   Deferred tax assets                                                       (52,920)      (52,920)
                   Investment property gain                                                   (8,171)       (8,171)
                   Regulatory reserve                                                        (94,239)      (94,239)
                   Cumulative  gains  of  financing  measured  at  FVTPL                     (21,455)      (21,455)
                   Intangible asset (net of deferred tax liabilities)                        (94,363)      (94,363)
                   Total  Common  Equity  Tier-I  Capital                                  2,615,456     2,615,456

                   Total  Tier-I  Capital                                                  2,615,456     2,615,456


















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