Page 371 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

54. COMPARATIVE FIGURES (CONT’D.)
Comparative figures for capital adequacy note have been restated to conform with current year’s presentation. (cont’d.)

(a) The core capital ratios and risk-weighted capital ratios of the Group are as follows: (cont’d.)
Group
2022 2022
As previously
As restated stated
RM’000 RM’000

Computation of capital ratios (cont’d.)
Tier-II capital

Subordinated sukuk 800,000 800,000
Loss provision and regulatory reserve* 243,658 248,955
Add: Investment property gain 3,677 3,677
Total Tier-II Capital 1,047,335 1,052,632
Total Capital Base 3,662,791 3,668,088

Ratio (%)

CET 1 Capital 12.551% 12.529%
Tier 1 Capital 12.551% 12.529%
Total Capital 17.577% 17.572%

* Tier 2 Capital comprise collective allowance on non-impaired financing customers and regulatory reserve.
(b) The core capital ratios and risk-weighted capital ratios of the Bank are as follows:

Bank
2022 2022
As previously
As restated stated
RM’000 RM’000

Computation of total risk-weighted assets (“RWA”)
Total credit RWA 19,492,654 19,506,523
Less: Credit risk absorbed by profit-sharing investment account (“PSIA”) (159,800) (135,099)
Total market RWA 23,153 23,153
Total operational RWA 1,427,083 1,424,839
Total RWA 20,783,090 20,819,416

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