Page 372 - Bank-Muamalat_Annual-Report-2023

BANK MUAMALAT MALAYSIA BERHAD

NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)

54. COMPARATIVE FIGURES (CONT’D.)
Comparative figures for capital adequacy note have been restated to conform with current year’s presentation. (cont’d.)

(b) The core capital ratios and risk-weighted capital ratios of the Bank are as follows: (cont’d.)
Bank
2022 2022
As previously
As restated stated
RM’000 RM’000

Computation of capital ratios
Tier-I capital

Share capital 1,195,000 1,195,000
Retained profits 1,577,800 1,577,800

Other Reserves
Regulatory reserve 94,239 94,239
FVOCI reserve (1,342) (1,342)
Foreign exchange translation reserve 3,066 3,067
Regulatory Adjustment
Deferred tax assets (52,920) (52,920)
Investment property gain (8,171) (8,171)
Regulatory reserve (94,239) (94,239)
Investment in subsidiaries (13,159) (13,159)
Cumulative gains of financing measured at FVTPL (21,455) (21,455)
Intangible asset (net of deferred tax liabilities) (94,013) (94,013)

Total Common Equity Tier- I Capital 2,584,806 2,584,807
Total Tier-I Capital 2,584,806 2,584,807

Tier-II capital

Subordinated sukuk 800,000 800,000
Loss provision and regulatory reserve* 243,658 248,955
Add: Investment property gain 3,677 3,677

Total Tier-II Capital 1,047,335 1,052,632
Total Capital Base 3,632,141 3,637,439

Ratio (%)

CET 1 Capital 12.437% 12.415%
Tier 1 Capital 12.437% 12.415%
Total Capital 17.476% 17.471%

* Tier 2 Capital comprise collective allowance on non-impaired financing customers and regulatory reserve.

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