Page 277 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

28. INCOME DERIVED FROM INVESTMENT OF DEPOSITORS’ FUNDS AND OTHERS (CONT’D.)
(i) Income derived from investment of fixed term deposits

Group and Bank
2023 2022
RM’000 RM’000

Finance income and hibah:
Income from financing 359,112 256,929
Financial investments designated at FVTPL 2,164 2,065
Financial investments at fair value through other comprehensive income 53,648 41,118
Financial investments at amortised cost 1,419 1,328
Money at call and deposit with financial institutions 8,947 4,279
425,290 305,719
Amortisation of premium, net (10,088) (10,974)
Total finance income and hibah 415,202 294,745

Other operating income
Net gain from sale of:
- financial investments designated at FVTPL 20 9
- debt instruments at fair value through other comprehensive income 5,186 480
Unrealised gain/(loss) on revaluation from financial investments designated
at FVTPL 780 (753)
5,986 (264)

Fees and commission

Guarantee fees 561 502
Processing fees 1,708 470
Service charges and fees 5,614 3,501
Commission 15,500 12,599
23,383 17,072
Total 444,571 311,553

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