Page 238 - Bank-Muamalat_Annual-Report-2023
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BANK MUAMALAT MALAYSIA BERHAD




          NOTES TO THE
          FINANCIAL STATEMENTS
          31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)





                     Total   financing  RM’000   483,212  9,431,403  546,137  1,543,092  8,148,452  4,376,836  89,464  1,351,088  80,260   2,080,702  58,625  366,919  28,556,190   13,974  28,570,164   (120,238)  (23,258)  (79,024)  28,347,644



                     Musyarakah   Mutanaqisah    RM’000     -    -    -    -    -    54,033    -     -    -     -   -    -    54,033    -    54,033    -    -     -    54,033



                     Murabahah to   the Purcahse   Orderer    RM’000     -     -    -    1,413,961     -    -     -     -   -     -   -    -     1,413,961    -    1,413,961    (4,665)    (300)    (298)   1,408,698



                       Qard      RM’000      -     -   -     -     -    -     -    -    84    -   -     -    84    -     84     -   -    -    84



                        Istisna’    RM’000    8,171          8,171     8,171    (11)    8,157
                                -     -     -   -    -    -   -   -    -     -     -   -   (3)     -


                       Murabahah   RM’000    24,950    1,125,408    1,150,358    1,150,358   1,149,470
                               -    -    -    -   -    -    -    -   -   -    -     (725)   (163)     -


                       Al-Dayn               64,514    225,680   290,194    290,194     287,364   Included in total net financing are financing at fair value through profit or loss amounting RM354,741,000 (2022: RM365,831,000) which mainly consists of the BNM established financing facility
                     Bai’   RM’000                                          ( 195)   (2,624)
                               -    -   -     -   -     -     -    -    -    -    -   (11)
                       Tawarruq    RM’000      482,351     8,315,860    546,137    8,119,470    4,227,205   63,947   2,080,702   58,625    366,919    24,261,216    13,974    24,275,190    (112,424)    (22,127)    (71,418)    24,069,221
                                       -     -     -



                        Inah    RM’000
                               861   -   -     -    -    -    -     -   -    -    -     -    861    -    861    (6)    (46)    (184)     625   With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.

                               -     -     -     -     -    -     -    -     -     -    -    -    (626)    (161)    (224)    to provide relief and support recovery for SMEs in the services sector affected by the containment measures since June 2020.
                    Ijarah   Thumma   Al-Bai   RM’000    88,859   88,859     88,859     87,848



                   Bai’   Bithaman   Ajil    RM’000     -    1,107,372   -    40,272     28,982   95,598    -     -   16,229   -    -    -     1,288,453     -   1,288,453    (1,586)    (447)    (4,276)    1,282,144


           FINANCING OF CUSTOMERS  By type and Shariah contracts           Group   2023  Cash line   Term financing:  Home financing       Syndicated financing       Hire purchase receivables      Personal financing      Other term financing       Trust receipts   Claims on customers   under acceptance credits   Staff financing    Revolving financing    Credit card   Ar-Rahnu   Total gross financing   Fair value changes arising   from fair value hedge 1          Less : Allowance for impaired















           7.   (i)



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