Page 240 - Bank-Muamalat_Annual-Report-2023
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BANK MUAMALAT MALAYSIA BERHAD
NOTES TO THE
FINANCIAL STATEMENTS
31 DECEMBER 2023 (18 JAMADIL AKHIR 1445H)
Total financing RM’000 483,212 9,431,403 546,137 1,543,092 8,148,452 4,372,584 89,464 1,351,088 80,260 2,080,702 58,625 366,919 28,551,938 13,974 28,565,912 (120,238) (23,258) (79,024) 28,343,392
Murabahah to the Purcahse Orderer RM’000 - - - 1,413,961 - - - - - - - - 1,413,961 - 1,413,961 (4,665) (300) (298) 1,408,698
Qard RM’000 - - - - - 49,781 - - 84 - - - 49,865 - 49,865 - - - 49,865
Istisna’ RM’000 8,171 8,171 8,171 (11) 8,157
- - - - - - - - - - - - (3) -
- - - - - - - - - - - (725) (163) -
Murabahah RM’000 24,950 1,125,408 1,150,358 1,150,358 1,149,470
Al-Dayn 64,514 225,680 290,194 290,194 287,364
Bai’ RM’000 (195) (11) (2,624)
- - - - - - - - - - -
Tawarruq RM’000 482,351 8,315,860 546,137 8,119,470 4,227,205 63,947 2,080,702 58,625 366,919 24,261,216 13,974 24,275,190 (112,424) (22,127) (71,418) 24,069,221 Included in total net financing are financing at fair value through profit or loss amounting RM350,490,000 (2022: RM355,178,000) which mainly consists of the BNM established financing facility
- - -
Inah RM’000 861 861 861 (6) (46) (184) 625
- - - - - - - - - - - -
Ijarah Thumma Al-Bai RM’000 - - - 88,859 - - - - - - - - 88,859 - 88,859 (626) (161) (224) 87,848 With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.
Bai’ Bithaman Ajil RM’000 - 1,107,372 - 40,272 28,982 95,598 - - 16,229 - - - 1,288,453 - 1,288,453 (1,586) (447) (4,276) 1,282,144 to provide relief and support recovery for SMEs in the services sector affected by the containment measures since June 2020.
FINANCING OF CUSTOMERS By type and Shariah contracts (cont’d.) Bank 2023 Cash line Term financing: Home financing Syndicated financing Hire purchase receivables Personal financing Other term financing Trust receipts Claims on customers under acceptance credit Staff financing Revolving financing Credit card Ar-Rahnu Total gross financing Fair value changes arising from fair value hedge 1 Less : Allowance f
7. (i)
238
