Page 241 - Bank-Muamalat_Annual-Report-2023

ANNUAL REPORT 2023
OUR NUMBERS

Total financing RM’000 408,570 7,387,883 555,291 919,323 6,896,482 4,588,973 189,701 1,239,678 85,815 1,660,102 12,898 303,100 24,247,816 17,078 24,264,8942 (128,896) (25,667) (103,918) 24,006,413

Murabahah to the Purcahse Orderer RM’000 - - - 721,030 - - - - - - - - 721,030 - 721,030 (377) (32) (75) 720,546

Qard RM’000 - - - - - 62,698 - - 107 - - - 62,805 - 62,805 - - - 62,805

Istisna’ RM’000 9,280 9,280 9,280 9,266
- - - - - - - - - - - - (14) - -

Murabahah RM’000 113,824 1,040,339 1,154,163 1,154,163 1,152,837
- - - - - - - - - - - (1,251) (75) -

Al-Dayn 75,877 199,339 275,216 275,216 (3,904) 271,013
Bai’ RM’000 (299)
- - - - - - - - - - - -

Tawarruq RM’000 407,608 6,158,460 555,291 6,863,968 4,408,463 66,701 1,660,102 12,898 303,100 20,436,591 17,078 20,453,669 (123,748) (23,800) (94,456) 20,211,665 Included in total net financing are financing at fair value through profit or loss amounting RM355,178,000 (2021: RM333,455,000) which mainly consists of the BNM established financing facility
- - -

Inah RM’000 962 963 963 (187) 734
- - - 1 - - - - - - - - (9) (33)

Ijarah Thumma Al-Bai RM’000 - - - 144,954 - - - - - - - - 144,954 - 144,954 (232) (250) (516) 143,956 With the discontinuation of the fair value hedge, the unamortised fair value are amortised to profit or loss over the remaining maturity of the hedged item.

Bai’ Bithaman Ajil RM’000 - 1,220,143 - 53,339 32,513 117,812 - - 19,007 - - - 1,442,814 - 1,442,814 (2,966) (1,477) (4,780) 1,433,591 to provide relief and support recovery for SMEs in the services sector affected by the containment measures since June 2020.

FINANCING OF CUSTOMERS By type and Shariah contracts (cont’d.) Bank 2022 Cash line Term financing: Home financing Syndicated financing Hire purchase receivables Personal financing Other term financing Trust receipts Claims on customers under acceptance credit Staff financing Revolving financing Credit card Ar-Rahnu Total gross financing Fair value changes arising from fair value hedge 1 Less : Allowanc

7. (i)

239