Page 374 - Bank-Muamalat-Annual-Report-2021

372 BANK MUAMALAT MALAYSIA BERHAD
ABOUT US
OUR LEADERSHIP
OUR PERFORMANCE
ABOUT US OUR LEADERSHIP OUR STRA TEGY OUR PERFORMANCE
OUR STRATEGY
BASEL II
PILLAR 3 DISCLOSURE

4.0 creDIT rIsK (generAl DIsclosure) (conT’D)

credit risk exposures and credit risk concentration (cont’d)
Table 9: credit risk exposures and credit risk concentration by geographical analysis
The analysis of credit concentration risk of financial assets and commitments and contingencies of the Group and the Bank
categorised by geographical distribution (based on the geographical location where the credit risk resides) are as follows:
group Bank
Domestic labuan Domestic labuan
31 December 2021 rM’000 rM’000 rM’000 rM’000

on Balance sheet exposures
Cash and short-term funds 1,088,191 54,100 1,088,191 54,100
Cash and placements with financial institutions 31,184 - 31,184 -
Financial investment at fair value
through profit and loss 152,891 168,385 152,891 168,385
Financial investments at fair value
through other comprehensive income 4,866,770 - 4,864,264 -
Financial investments amortised cost 107,109 - 107,109 -
Islamic derivative financial assets 5,437 - 5,437 -
Financing of customers 20,671,306 - 20,661,618 -
Statutory deposits with Bank Negara Malaysia 130,148 - 130,148 -
Other assets 17,603 3 17,055 3
27,070,639 222,488 27,057,897 222,488

commitments and contingencies
Contingent liabilities 822,270 - 822,270 -
Commitments 1,613,142 - 1,613,142 -
Other Miscellaneous Commitment and
Contingent Liabilities 25,773 - 25,773 -
Islamic derivative financial instruments 2,830,597 - 2,830,597 -
5,291,782 - 5,291,782 -

Total credit exposures 32,362,421 222,488 32,349,679 222,488