Page 370 - Bank-Muamalat-Annual-Report-2021

368 BANK MUAMALAT MALAYSIA BERHAD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE
OUR LEADERSHIP
ABOUT US
TEGY
OUR PERFORMANCE
OUR STRA
BASEL II
PILLAR 3 DISCLOSURE

4.0 creDIT rIsK (generAl DIsclosure) (conT’D)

credit risk exposures and credit risk concentration
Table 8: credit risk exposures and credit risk concentration by sector analysis
finance, Agriculture,
takaful manufacturing,
government and wholesale, construction Transport
and statutory business retail and and storage and
group bodies services restaurant real estate communication household others Total
31 December 2021 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000

on balance sheet exposures
Cash and short-term funds - 1,142,291 - - - - - 1,142,291
Cash and placements with
financial institutions - 31,184 - - - - - 31,184
Financial investments at fair value
through profit and loss 152,891 168,385 - - - - - 321,276
Financial investments at fair value
through other comprehensive income 4,354,427 46,046 53,080 5,118 - - 408,099 4,866,770
Financial assets at amortised cost - - 107,109 - - - - 107,109
Islamic derivative financial assets - 5,437 - - - - - 5,437
Financing of customers 992,353 1,361,404 1,980,056 1,698,795 66,666 13,890,033 681,999 20,671,306
Statutory deposits with
Bank Negara Malaysia 130,148 - - - - - - 130,148
Other assets - - - - - - 17,606 17,606
5,629,819 2,754,747 2,140,245 1,703,913 66,666 13,890,033 1,107,704 27,293,127

commitments and contingencies
Contingent liabilities 38,285 165,515 134,003 374,182 11,957 5,518 92,810 822,270
Commitments 18,210 265,013 326,423 149,305 15,070 335,323 503,798 1,613,142
Other Miscellaneous Commitment and
Contingent Liabilities - 240 1,669 21,518 855 1,357 134 25,773
Islamic derivative financial instruments - 2,051,516 779,081 - - - - 2,830,597
56,495 2,482,284 1,241,176 545,005 27,882 342,198 596,742 5,291,782

Total credit exposures 5,686,314 5,237,031 3,381,421 2,248,918 94,548 14,232,231 1,704,446 32,584,909