Page 373 - Bank-Muamalat-Annual-Report-2021

ANNUAL REPORT 2021 371
SUSTAINABILITY STATEMENT OUR GOVERNANCE OUR NUMBERS OTHER INFORMATION

4.0 creDIT rIsK (generAl DIsclosure) (conT’D)

credit risk exposures and credit risk concentration (cont’d)
Table 8: credit risk exposures and credit risk concentration by sector analysis (cont’d)
finance, Agriculture,
takaful manufacturing,
government and wholesale, construction Transport
and statutory business retail and and storage and
Bank bodies services restaurant real estate communication household others Total
31 December 2020 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000 rM’000

on balance sheet exposures
Cash and short-term funds - 2,933,172 - - - - - 2,933,172
Cash and placements with
financial institutions - 30,417 - - - - - 30,417
Financial investments at fair value
through profit and loss 148,085 165,252 - - - - - 313,337
Financial investments at fair value
through other comprehensive income 2,746,349 437,428 63,083 32,050 - - 517,588 3,796,498
Financial assets at amortised cost - - 105,544 - - - - 105,544
Islamic derivative financial assets - 47,820 - - - - - 47,820
Financing of customers 1,042,824 1,057,649 2,136,502 1,753,798 59,420 11,662,015 397,994 18,110,202
Statutory deposits with
Bank Negara Malaysia 95,255 - - - - - - 95,255
Other assets - - - - - - 94,984 94,984
4,032,513 4,671,738 2,305,129 1,785,848 59,420 11,662,015 1,010,556 25,527,229

commitments and contingencies
Contingent liabilities 28,714 238,833 104,814 334,608 4,438 5,006 14,967 731,380
Commitments 18,083 476,073 455,773 369,035 799 164,956 167,760 1,652,479
Other Miscellaneous Commitment
and Contingent Liabilities - 711 3,762 1,130 250 1,249 - 7,102
Islamic derivative financial instruments - 4,526,523 - - - - - 4,526,523
46,797 5,242,140 564,349 704,773 5,487 171,211 182,727 6,917,484

Total credit exposures 4,079,310 9,913,878 2,869,478 2,490,621 64,907 11,833,226 1,193,293 32,444,713