Page 332 - Bank-Muamalat-Annual-Report-2021

330 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE

NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)

46. fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)

(c) Liquidity and funding risk (cont’d.)
(iii) Maturity analysis of financial liabilities on an undiscounted basis (cont’d.)
up to >7 Days - >1-3 >3-6 >6-12 >1 year
7 Days 1 Month Months Months Months Months Total
Bank RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000

2021

Non-derivative liabilities
Deposits from customers 10,355,867 3,696,780 3,252,787 3,774,314 891,791 1,396,380 23,367,919
Investment accounts of
customers 216,978 - - - - - 216,978
Deposits and placements
of banks and other
financial institutions - 46 54 84 113 300,851 301,148
Bills and acceptances
payable - - 7,755 - - - 7,755
Other liabilities - 75,390 - - 80,581 - 155,971
Leases liabilities - 207 914 2,019 5,463 37,429 46,032
Recourse obligation on
financing sold to
Cagamas Berhad - - - 433,841 - - 433,841
Subordinated sukuk - - - 12,301 11,250 577,575 601,126
Derivative liabilities 426 451 2,399 892 - 57,375 61,543
Total financial liabilities 10,573,271 3,772,874 3,263,909 4,223,451 989,198 2,369,610 25,192,313

2020
Non-derivative liabilities
Deposits from customers 9,514,152 4,667,695 3,228,275 2,885,247 752,792 2,229,173 23,277,334
Deposits and placements
of banks and other
financial institutions - 25 28 283 485 102,975 103,796
Bills and acceptances payable - - 6,310 - - - 6,310
Leases liabilities - 22,741 - - 66,331 - 89,072
Other liabilities - 1,219 5,817 1,426 6,363 28,501 43,326
Recourse obligation
on financing sold to
Cagamas Berhad - - - - - 470,811 470,811
Subordinated sukuk - - - 257,892 - - 257,892
Senior sukuk - - - 16,561 513,631 - 530,192
Derivative liabilities 3,772 24,734 19,277 11,827 208 107,516 167,334
Total financial liabilities 9,517,924 4,716,414 3,259,707 3,173,236 1,339,810 2,938,976 24,946,067