Page 328 - Bank-Muamalat-Annual-Report-2021
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326 bank MuaMalat Malaysia berhaD
ABOUT US OUR LEADERSHIP OUR STRATEGY OUR PERFORMANCE
NOTES TO THE FINANCIAL STATEMENTS
31 DECEMbEr 2021 (26 JAMADIL AwAL 1443H)
46. fINANcIAL RIsk MANAGeMeNT OBJecTIves AND POLIcIes (cONT’D.)
(c) Liquidity and funding risk (cont’d.)
(i) Maturity analysis of assets, liabilities, commitments and contingencies based on remaining contractual
maturity: (cont’d.)
up to >7 Days - >1-3 >3-6 >6-12 >1 year
Bank 7 Days 1 Month Months Months Months Months Total
2020 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000 RM’000
assets
Cash and short-term
funds 2,369,462 563,710 - - - - 2,933,172
Cash and placements
with financial
institution - - 30,417 - - - 30,417
Financial investments
designated at fair value
through profit and loss - - - 12,176 - 301,161 313,337
Financial assets at
fair value through
other comprehensive
income - 149,868 635,472 131,976 123,899 2,755,283 3,796,498
Financial assets at
amortised cost - - - - - 105,544 105,544
Islamic derivative
financial assets 6,746 20,059 7,580 12,516 919 - 47,820
Financing of customers 59,498 665,038 1,286,412 1,121,802 1,898,467 13,078,985 18,110,202
Other assets 3 646 - - 111,198 316,522 428,369
total assets 2,435,709 1,399,321 1,959,881 1,278,470 2,134,483 16,557,495 25,765,359
Liabilities
Deposits from customers 9,514,409 4,670,742 3,232,737 2,894,773 725,772 475,725 21,514,158
Deposits and placements
of banks and other
financial institutions - 25 28 283 485 97,525 98,346
Bills and acceptances
payable - - 6,310 - - - 6,310
Islamic derivative
financial liabilities 3,772 24,734 19,277 11,827 208 107,516 167,334
Other liabilities - 23,865 5,367 1,305 76,167 32,494 139,198
Recourse obligation
on financing sold to
Cagamas Berhad - - - - - 444,141 444,141
Subordinated sukuk - - - 250,642 - - 250,642
Senior sukuk - - - 2,811 499,881 - 502,692
Total liabilities 9,518,181 4,719,366 3,263,719 3,161,641 1,302,513 1,157,401 23,122,821
Net maturity mismatch (7,082,472) (3,320,045) (1,303,838) (1,883,171) 831,970 15,400,094 2,642,538
